13 Experts Backed Steps

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Dealing with debt can feel like a hopeless situation. You try your best to make your payments, but interest charges eat up all your progress. The next month, you’re back to square one.

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You don't have to be stuck in debt forever

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Maybe you want to eliminate stress or give your kids a better life. Perhaps debt is holding you back from going on a dream vacation.

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Start by making a list of all of your monthly expenditures, including healthcare, utilities, insurance, childcare, and housing costs.

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Take a look at your discretionary spending and look for opportunities to cut unnecessary spending.

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Financial advisor to an investment manager to a personal finance author: They all weigh in.

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Focus on accomplishing one goal at a time. You’ll make progress quicker, and progress leads to persistence.

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Sometimes the journey to becoming debt-free can feel like it’s never going to end, which is why it’s important to put in place positive reinforcements along the way. Swipe up to learn more.

13 Experts Backed Steps

How To Get Out of Debt

Dealing with debt can feel like a hopeless situation. You try your best to make your payments, but interest charges eat up all your progress. The next month, you’re back to square one.

You don't have to be stuck in debt forever

Maybe you want to eliminate stress or give your kids a better life. Perhaps debt is holding you back from going on a dream vacation.

Find Your Motivation

Start by making a list of all of your monthly expenditures, including healthcare, utilities, insurance, childcare, and housing costs.

See Where You Stand

Take a look at your discretionary spending and look for opportunities to cut unnecessary spending.

Find Poor Spending Habits

Financial advisor to an investment manager to a personal finance author: They all weigh in.

Focus on accomplishing one goal at a time. You’ll make progress quicker, and progress leads to persistence.

Narrow Your Focus

Sometimes the journey to becoming debt-free can feel like it’s never going to end, which is why it’s important to put in place positive reinforcements along the way. Swipe up to learn more.