7 Common Money
Issues People Face
Here are some of the most common money issues people face, and some ideas for how to manage them–or, even better, avoid them in the first place.
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High Credit Card Debt
Thanks to high interest rates, items you charge on a credit card and don’t pay off right away end up costing quite a bit more.
A Low Credit Score
Carrying too much debt or failing to make credit card or loan payments on time may result in a lower credit score.
Not Having an Emergency Fund
Setting money aside in an emergency fund may seem like a luxury for those who are struggling to meet everyday expenses.
Spending More Than You Earn
Overspending is one of the most common reasons why people get caught in the debt trap.
Not Saving Enough for Retirement
About a quarter of all non-retired Americans have no retirement savings at all.
Whatever financial challenges you are facing, you may want to clearly assess the issue.
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