7 Steps To Build Credit Over Time
the basic strategy for good credit is actually quite straightforward and intuitive
Steps To Build Credit Over Time
Paying Bills Consistently and on Time
Timely payments are crucial, and making at least the minimum payment make a positive impact score.
Monitoring the Ratio
A borrower’s debt-to-credit ratio, also known as the credit utilization rate, should ideally be no more than 30%
Keeping Unused Credit Cards Open
When debt accounts are closed, though, that history ends
Boosting the Credit Mix
A diverse mix of credit products can also have a positive impact on a person’s credit.
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