8 Reasons Your Credit Score Dropped and What to Do 

Did your credit scores drop for no apparent reason?

Identity theft

Contact any creditor listed on your credit report that you don’t recognize.

Error in your credit reports

File a dispute with each of the credit bureaus that shows any inaccurate information.

Missed a payment due date

If you check your credit reports and are surprised to see a late payment, act quickly to settle your account.

Credit utilization increased

If your card issuer cuts your available credit limit, your utilization ratio would go up.

A larger drop of 20 points or more may indicate a problem that should be investigated right away.

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