9 Ways To Start Building Credit Once You Turn 18

Good credit is crucial to unlocking many financial opportunities in life.

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When you have a great credit score, you can get lower interest rates on car loans, credit cards and mortgages.

Understand the Basics of Credit

Your credit reports are maintained by three major credit bureaus—Experian, TransUnion and Equifax.

Monitor Your Credit Report and Credit Score

Monitoring your credit is one of the best ways to learn what will positively or negatively impact your scores. 

Sign Up for ExtraCredit

 Have you recently started paying rent or utilities? Build It will add them as new tradelines with all three credit bureaus.

Become an Authorized User

You can piggyback off a family member or friend's credit card activity to help establish your credit.

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