Payday loans are indeed available for your use (and you can also set the expense on your credit card or a personal loan), but these options typically have very high-interest rates that will cost you a lot in the long run.
One way to solve this issue is to use money-borrowing apps. These apps can help you get out of financial trouble when you’re in a cinch and offer decent interest rates so that you don’t need to worry about digging yourself deeper into the debt hole.
If you have a Chime Spending Account, you can use Chime’s SpotMe feature as overdraft protection. This protection can cover you for up to $100 before you need to pay any overdraft fees.
The MoneyLion app offers financial tracking, a mobile bank, and cash advances up to $250. As long as you have a qualifying checking account, you can enroll in Instacash advance.
Branch is a free digital wallet that lets your company pay you in advance. Your employer can push out funds to your faster, and you can also use Branch to request a pay advance.
With Current, you can overdraft your account by $100 completely free of charge. To access all of the available features, you’ll need to pay $4.99, but there is a 30-day free trial.
Depending on how much money you make, you could get an advance of up to $250. One unique feature of Brigit is that it will automatically transfer money to your account.