Best Personal Finance Software of 2022

Though a personal finance app may sound trivial, it can help you learn about essential financial management, help you organize your money, and move you closer to your long-term financial goals.

These are the best personal finance software of 2022. For each one, you’ll get an overview of the software as well as unique pros and cons.

The founder Ben Miller realized that the accurate measure of wealth is not money but rather time. To that end, the ChroniFI dashboard lets users quickly see how many years of FI (financial independence) they have right now and also how many more years it will take for them to reach true financial freedom.


One of the best budgeting apps available today, Mint syncs up seamlessly to your bank accounts, credit cards, and retirement accounts. It dynamically tracks all of your income, purchases, and savings and comes with a daily budget planner.


YNAB’s basic philosophy is to assign a role to every dollar you earn. Whether the role is spending the dollar or saving it up is up to your own long-term goals. YNAB does not intend to control your spending habits but rather help you become more conscientious about your money.


FutureAdvisor is a Robo-advisor that also provides you with retirement analysis. The tool allows you to link your accounts and receive custom recommendations based on your portfolio and long-term goals.


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