We’ve put together four easy steps to fix your credit score (and your credit awareness) fast. They will help those that need a more comprehensive understanding of their situation and what they can do to improve it today.
It stands to reason that you cannot fix a problem if you don’t know it exists in the first place. So, you need to find out your credit score, through a reliable source, to determine how bad the damage is.
To run your credit for free, try first visiting Annual Credit Report.com. This site provides users with one free credit report every year that will give you a decent picture as to how you’re registering on the credit scale.
The first is that you don’t have enough credit. Much like the scenario we laid out above, if you are young and only have one credit card that you’ve maxed out, then it’s likely that your available credit is low or non-existent.
The first thing you can do to assist in repairing your credit score is to start paying down your credit. However, not many of us have expendable income. So, we’re guessing you’re in this sticky situation in the first place because you don’t have the money to pay your overdue balance.