Top 10 Personal Finance Tips According to Reddit 

Are you searching for the best financial tips for making this year your year? You’ve got company.

Someone recently asked Reddit for their top finance tips. These are the top-voted responses

Review Your Mortgage Before Refinancing

For new homeowners, someone suggested reviewing your mortgage at least a year before refinancing your home.

Quality Over Quantity

Many suggested considering it a lifetime purchase, and good quality products will retain their value better.

Use Your Pay Raise to Increase Your Savings

One individual recalled receiving a pay raise and stated how they used their increased wages to invest and grow their pension and savings accounts.

Transition Your Spending to a Rewards Card

Another said to put as much spending as possible on a reward card and set up automatic payments to repay your bill in full each month.

Hold Off on Luxury Purchases

Someone noted to hold off on any luxury purchase you may be considering and give yourself 48 hours to take a deeper look.

Swipe up to learn more!