5 Tips for Using a Credit Card Responsibly

Credit cards can help people build credit —and potentially earn cash reward points, among other benefits.

The challenge comes in, of course, when you can’t pay your balance in full in a relatively short time.

Avoiding Making Too Many Impulse Purchases

Using the right credit card. For example, some credit cards charge an annual fee.

Signing up for eligible rewards programs can help credit card holders make the most of their card.

To avoid missing payments or making them late, consider signing up for an automatic payment plan with the credit card company.

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