How to Add Rent and Utilities to Your Credit Report

More than 43 million people in America pay rent, but you wouldn’t know it to look at their credit reports.

In fact, most rent and utility payments are not reported to the credit bureaus, which means you may not be getting credit for bills that you regularly pay.

Sign Up for ExtraCredit

ExtraCredit will securely connect to your bank account and automatically identify rent and utility payments, then facilitate a connection with each credit reporting agency.

Try Experian Boost

Experian Boost allows you to add utility and mobile phone payment history to your Experian credit report. Boost is free and will only add positive payment history, but it is only added to your Experian credit report.

Use Other Third-Party Services

There are other third-party services that can help you add tradelines to your report, like RentReporters and SimpleBills. 

Talk to Your Landlord

Another option is talking to your landlord or other creditor directly and asking them to start reporting your payments to the bureaus.

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