Not having the money for these unexpected expenses can threaten your financial security. To prevent such shocks, sock away at least three-to-six months’ worth of savings that can cover your everyday living expenses, from rent on down.
If you don’t have access to a 401(k), there are other options that can help fund your future and help you with building wealth in your 30s. Even if you contribute to a 401(k), you may benefit from these additional options.