Budgeting is one of those things. I can tell you that without it, I feel like my life’s in chaos. Giving order and structure to your financial life is not a punishment or a restriction. It’s just the opposite.
How do You Make a Zero Based Budget for Your Family?
Pull out all your bank statements or pull them up in your online banking. Find the areas that you’re spending in and jot them down. Are you spending money on housing? How about grocery stores and restaurants? Maybe gas for your car and Amazon.