Budgeting is a great way to understand your financial situation. Budgeting allows you to project for the future and not feel guilty when spending.

7 Creative Ways to Save Money

ways to save money

Whether you’re building your emergency fund or putting a portion of your paycheck away for you and your family, chances are you’re saving money. It’s possible this all-important financial habit can feel tedious and boring, but with a little creativity and determination, saving can be interesting, dynamic, and exciting. 1. Identifying Your Saving Goals Not …

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31 Ways to Save for a Home

31 Ways to Save for a Home

You may want to become a homeowner but aren’t sure how you’re going to save up for your down payment. Typically, you’re going to need at least 3% to 5% for a down payment for a conventional mortgage, or 20% on a loan that doesn’t require private mortgage insurance. Thankfully, there are a number of …

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8 Things To Do When Money is Tight

money is tight

When the unexpected happens and money is tight, it’s normal to worry about how you’re going to make ends meet. But whether you’re going through a short-term budget crunch or dealing with more challenging financial issues, there are ways to feel more in control of your financial situation–and make the money you have go farther. …

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