Budgeting is a great way to understand your financial situation. Budgeting allows you to project for the future and not feel guilty when spending.
Buying a car should be straightforward with internet car shopping, competitive pricing, and the ability to browse cars at your fingertips. However, that isn’t always the case. Car buying in 2021 and beyond has changed. For better or worse, inventory, fuel efficiency, technology packages, and how we go about buying a car are radically changing. …
An impromptu road trip can sound exciting and spontaneous. But if you’re wondering how to save money on a road trip, a little bit of planning can go a long way. While a road trip can be a low-cost way to travel, keeping expenses in check often means deciding where you want to go, the …
While most of us have our own personal and specific financial goals, we also share many common goals and generally want similar outcomes when it comes to money. We want to earn more money. We want to retire at a reasonable age. We want to improve the relationship we have with our money. And we …
10 Ways to Easily Save Thousands (Each One Takes Less Than 30 Minutes) Read More »
Although scoring deals on clothes can be fun, did you know there are ways to get free clothes? We all need clothes. For many people, buying clothes is a huge part of their budget. Wearing clothes is a pretty important part of being human, and wearing clothes that you like plays a huge role in …
10 Ways To Get Free Clothes That You’ll Actually Want To Wear Read More »
Are you one of the many people who make financial resolutions every New Year? If so, congratulations! Whether your goal is to pay off debt, increase your savings or start investing for the future, there’s no time like the present to get started. But if you’re one of the millions of Americans with student debt …
Whether you’re building your emergency fund or putting a portion of your paycheck away for you and your family, chances are you’re saving money. It’s possible this all-important financial habit can feel tedious and boring, but with a little creativity and determination, saving can be interesting, dynamic, and exciting. 1. Identifying Your Saving Goals Not …
If you have a large but not immediate savings goal—such as the downpayment on a home, a kitchen reno, or an emergency fund—you may want to consider some good short-term savings options. While there is no formal definition of short-term savings, it’s generally considered to be money you want to use in less than five …
You may want to become a homeowner but aren’t sure how you’re going to save up for your down payment. Typically, you’re going to need at least 3% to 5% for a down payment for a conventional mortgage, or 20% on a loan that doesn’t require private mortgage insurance. Thankfully, there are a number of …
Car ownership can be expensive–not only do you have to pay for the vehicle itself, there’s also maintenance to think about. Between oil changes, brake pads, new tires, and dealing with the inevitable “check engine” light, car upkeep doesn’t come cheap. If you ignore car maintenance, however, you may be asking for trouble–and end up paying …
When the unexpected happens and money is tight, it’s normal to worry about how you’re going to make ends meet. But whether you’re going through a short-term budget crunch or dealing with more challenging financial issues, there are ways to feel more in control of your financial situation–and make the money you have go farther. …