Credit is a way for you to borrow money with the expectation of paying it back. However, when you begin to late on your minimum payment, it can lead to negative impacts.

Top 5 Fair Credit Cards

Top Fair Credit Cards

When you have fair credit, it can be difficult to get approved for new credit card accounts with attractive terms, which are usually reserved for people with good or excellent credit. So if your credit is just fair, you might end up applying for cards that are designed for people with bad credit. But you …

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6 Top Secured Credit Cards

For people with bad credit, secured credit cards can be a helpful way to rebuild credit while also offering them a secure and convenient method of payment.  Secured cards differ from other credit cards because they require the cardholder to pay a refundable security deposit, which typically becomes the amount of the card’s credit limit.  …

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16 Top Rewards Credit Cards

reward credit cards

What’s better than getting extra bonuses when you spend money? Getting extra bonuses that you actually want.  Rewards credit cards are, as you might guess from the name, cards that offer you rewards for using them. These could be cash back, travel reward points, miles, or a slew of other incentives. Rewards cards are ideal for …

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7 Steps To Build Credit Over Time

7 Ways To Build Credit Over Time

Making every payment on time is the ideal way to build credit successfully. Broadly, the basic strategy for good credit is actually quite straightforward and intuitive: Be the kind of borrower you would want to lend to. Tactically, these seven steps might help. Acquiring Credit Turning to a spouse or parent for a joint account …

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