Buying a house will be your biggest purchase ever. Be sure to check our content below to help you learn more about homeownership.
If you are looking to buy a home but are putting in less than a 20% down payment, you’ll likely be paying PMI or Private Mortgage Insurance. PMI is an insurance policy for the lender in case you stop making your monthly payments. Depending on your LTV (loan to value) ratio and other factors, your …
How Much Is PMI (Private Mortgage Insurance)? What You Need to Know Read More »
Installing solar panels in your home can be one way to do your part for the planet, but the cost to purchase and have them installed might be a deterrent. Even if you know you’ll save money over the long term, it may be hard to find the funds for solar panels in the interim. …
Most people you know who have bought a home have probably done so with the help of a Realtor® or real estate agent. Realtors, by the way, are real estate agents who belong to the National Association of Realtors, requiring them to adhere to a certain code of ethics. But considering the commissions that agents …
Let’s be frank: moving is rough. The boxes, the heavy lifting, the cost of paying for movers (or, maybe, just buying everyone enough pizza for them to lend a helping hand). Moving isn’t many people’s idea of a fun, stress-free time. In some cases, however, moving to a new home can be well worth it. …
Buying a house is far more costly than simply a down payment and monthly mortgage payment. Owning a piece of real estate can come with its share of extra bills, particularly when considering unexpected home repairs. In fact, in 2020, the average household spent $13,138 on home repairs and other services compared to just $9,081 …
My college professor once said you know when you’re an adult when you have a mortgage. His comment couldn’t be farther from the truth. Although, for many people, homeownership is a significant milestone in their life. Not knowing the right questions to ask when buying a house is financially unwise. There are many factors to …
Buying a house can be stressful. For first-time homebuyers especially, there is a lot of uncertainty around applying for a mortgage. That is why preparing for and understanding the process can decrease some of the stress of applying for a mortgage. Applying For a Mortgage is Very Common There are many reasons why as a …
With the surge in home prices and the low supply of homes across the country, it is safe to say that you can ask top dollar for your home if you’re considering a sale. However, just because the demand is high, that doesn’t mean you shouldn’t try to increase the value of your home by …
14 Simple & Easy Curb Appeal Ideas to Seriously Consider Read More »
Spring is a time of renewal, and it certainly extends to the space we now spend most of our time in; our home. Three out of four real estate agents report that home improvement projects are on the rise. With so many people staying put and not looking to move in a low inventory housing …
31 Home Improvement Projects To Increase Your Home’s Value Read More »
Buying a home in a competitive real estate market isn’t for the faint of heart. It can mean seeing more homes than usual, putting in many offers, and doing more legwork than if the market were softer. That doesn’t mean, though, finding the perfect home and getting a great deal can’t be done. Here’s what …